No, a down payment is never required. It is only an option if you choose. Using a down payment can shorten the term of your loan or lower your monthly payment, which will offset interest over the term of your loan.
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Buying through Direct Financial Solutions is a simple, and risk-free process. Our staff have worked at dealerships for years, and they found there were a lot of the same complaints about how the car buying process was impersonal and frustrating.