16 Nov What would my interest rate be? Posted at 19:23h in FAQ by direct 0 Comments Interest rates can only be determined once an applicant is approved. However, rates can be as low as 0% if you meet the criteria. Factors that determine the interest rate include: The overall quality of the application. Banks look at credit, job stability, income. Current manufacturer rebates and interest rates. The age and mileage of a vehicle can affect the rate as well. – – – ← Go back to FAQ page GET APPROVED NOW!