FAQ

Thank you very much for your interest in DirectFS!

As a registered dealer, DirectFS registers with national banks (listed here), allowing us to offer you better financing options with the benefits listed below.

We have access to incentive rates manufacturers offer on select new makes and models.
We work with all different levels of credit history, including bankruptcy.
We offer Canada-wide delivery.

Our financing expert analyzes your application and matches you to the appropriate bank so you get the best terms and conditions based on your credit history.

If we didn’t answer your questions on this page, please feel free to text Kristin (204-292-9084), call the toll free number (888-448-8106), or send her an email ([email protected]).

If you are ready to start the financing process, jump to FINANCING now!

16 Nov How do I apply for Financing?

Posted at 19:26h in FAQ by direct 0 Comments

DirectFS makes it easy and convenient for everyone to apply and get approved. Even if you don’t have all the details to complete the form, just fill it out the form to the best of your ability.

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16 Nov What’s the process?

Posted at 19:25h in FAQ by direct 0 Comments

Buying a car online is probably much easier than you think!

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16 Nov Do I need a down payment?

Posted at 19:24h in FAQ by direct 1 Comment

No, a down payment is never required. It is only an option if you choose. Using a down payment can shorten the term of your loan or lower your monthly payment, which will offset interest over the term of your loan. - - - ←...

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16 Nov What would my interest rate be?

Posted at 19:23h in FAQ by direct 0 Comments

Interest rates can only be determined once an applicant is approved.

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16 Nov Is dealer financing cheaper than what my bank can give me?

Posted at 19:23h in FAQ by direct 1 Comment

Yes, it usually is. Because Direct FS is a registered dealer, we can offer you great rates.

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16 Nov Where do the vehicles on your website come from?

Posted at 19:22h in FAQ by direct 0 Comments

DirectFS is affiliated with many different manufacturers, which allows us to access thousands of new and used vehicles all over the country.

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16 Nov Do you take vehicle trade in’s?

Posted at 19:22h in FAQ by direct 0 Comments

Yes, we do!

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16 Nov Do I need good credit to qualify?

Posted at 19:21h in FAQ by direct 1 Comment

No, we have many different banks to suit all levels of credit, including bankruptcy.

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16 Nov How do I choose the right vehicle for my needs?

Posted at 19:21h in FAQ by direct 0 Comments

DirectFS works with you in figuring out what vehicle best suits your needs and wants.

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16 Nov Does my vehicle come with warranty and where can I get it serviced?

Posted at 19:07h in FAQ by direct 0 Comments

If you’re buying a new vehicle it will come with factory warranty which will start at the time of purchase.

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16 Nov What are the benefits to purchasing a car online?

Posted at 18:57h in FAQ by direct 0 Comments

Buying through Direct Financial Solutions is a simple, and risk-free process. Our staff have worked at dealerships for years, and they found there were a lot of the same complaints about how the car buying process was impersonal and frustrating.

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16 Nov Are these open-ended contracts? Which banks do we use?

Posted at 16:55h in FAQ by direct 1 Comment

Yes, all our bank contracts are called Conditional Sales Contracts meaning they are open ended.

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